The UK’s Residential Property Data Bureau, providing ready access to over 200 proprietary, private & public property datasets via a single, simple API integration.
WhenFresh is now PriceHubble and is the UK’s Residential Property Data Bureau, providing readay access to over 200 best-in-class proprietary, private and public property-related datasets via a simple, single API integration. We provide Mortgage Lenders, Insurers and other Big Data users with ready access to all the property data they need to make faster, better-informed property risk decisions.
Decisions-As-A-Service for Mortgage Lenders is a suite of property data driven modules which enable mortgage lenders to make faster, better-informed and less risky decisions through the full mortgage lifecycle – and revolutionises residential property risk assessment and mortgage-decisioning in much the same way that automated consumer credit referencing did for mortgage applicant risk assessment many years ago.
The LOOP module instantly & remotely screens new mortgage applications against lending rules and LTV criteria and typically identifies the 5-10% of properties that should be rejected and ‘looped’ back to the broker before the lender wastes time & resource processing applications on which would later fail.
PATH is a triage service which instantly identifies the 60-75% of properties which can progress straight to a mortgage offer with no survey needed. WATCH monitors the lenders book through the credit lifecycle for changes to value or risk, while the WRAP module prepares segments of the book for securitisation with standardised data enrichment. Learn More…
WhenFresh also delivers a comprehensive suite of property data driven services to UK Home Insurers to improve and streamline customer acquisition, property risk assessment and pricing, monitoring each policy in the portfolio through it’s term and finally preparing for reinsurance.
Through a single, simple API integration, WhenFresh now provides access to all the property data an insurer needs – including property attribute, risk, peril, valuation, environmental, geospatial & climate data – to be able to provide an instant, accurate quote, based on the applicant simply providing the property address.
Prefilling home insurance application forms and reducing consumer input can greatly reduce form abandonments and a lead to a greater quantity and better quality of completed applications, leading to significantly reduced customer acquisition costs.
To test WhenFresh Property Data Home Insurance Prefill and see what a greatly simplified customer journey can do for your marketing/acquisition costs, please contact us today.
Residential Property Data Attributes
WhenFresh has combined over 200 proprietary, private and public datasets in one place to provide physical attribute, risks, perils, geospatial, environmental, market, valuations and climate change data for virtually every residential property in the UK. Users instantaneously access the residential property data items they need, in the format they prefer via the WhenFresh API on a pay-as-you-go basis, including:
Full details of individual property construction, including:
> When Built
> Wall Types & Materials
> Roof Type & Materials
> Roof Pitch
> Number of Storeys
The WhenFresh API has been designed as a fully comprehensive, accessible and customisable source of data for a wide range of applications in Banking, Insurance and other industry sectors, with the following key features & benefits:
> API-based, giving instant access to over 2bn UK data items.
> Unparalleled breadth & depth of UK residential property attribute, risk, perils, environmental, geospatial, climate change, market and valuations data – at individual property level.
> Pay as you go, only for the data you need. No up-front licensing fees.
> Easily tailored to your data schema – you choose the data you want and how you consume it.
> Simple, plug-and-play integration via .NET NuGet.
> Fully GDPR-compliant, provenanced, accurate & current data for insurance applications.
Our new Demo site means you can now try it for yourself right now. Simply set up a login with an email address and password, then look up any UK address to instantly see a selection of the data we can supply. Please click here to try it now.
Or click here to view the WhenFresh API site where you can browse the full current property data Catalogue. The API has been set up to be very accessible, so your developers can also view technical documentation, integrate the API and start testing straight away.
By identifying and hierarchically combining property data from public sources and crucially, over 200 private sources, we’ve been able to build the most comprehensive UK residential property database. The Single Property View – which lies at the heart of the WhenFresh API.
Alongside proprietary data from WhenFresh, the WhenFresh API provides access to data ingredients from key data partners including: ZPG (Zoopla Property Group), CLS, Airbus, BlueSky, Fusion Data Science, Cranfield, CityLets, OS MasterMap, Land Registry and many more – via a single, simple API integration.
To find out more about the WhenFresh API and to book your demo today, please call us on 0207 993 5818, or complete the short enquiry form.